If you are a business owner and in the market for a mortgage, you may have found that navigating the world of financing can be challenging. It might seem like traditional lenders focus solely on your net income on tax returns while ignoring any business expenses or recent growth. This approach can make it difficult for business owners to qualify for a mortgage, leaving many feeling frustrated and hopeless. However, this doesn't have to be the case. In this blog post, we will discuss some tips and tricks on how to secure financing when you are a business owner.

When it comes to buying a home, the process can be overwhelming, and you might be tempted to do everything yourself to save on costs. However, one area where it's helpful to have professional assistance is in securing a mortgage. But how do mortgage brokers get paid for their services? And will you be charged extra fees for using them? In this post, we'll go over all the details to clear up any confusion and help you make an informed decision when it comes to choosing a mortgage broker.

Retirement is a time for relaxation and enjoying the fruits of your labor, but it is also a time when financial concerns become more pressing. Many seniors worry about how they'll pay for medical expenses, get by on a fixed income, and pass on assets to their heirs. One financial instrument that is often misunderstood but can help those aged 55 and above is a reverse mortgage. Unfortunately, many people do not fully understand reverse mortgages which has resulted in some avoiding use of this helpful tool. Here, we will clear up some of the most common reverse mortgage myths so that you can make an informed decision about whether it is right for you.

As a homeowner in BC, you’ve worked hard to pay your mortgage and build up equity in your home. Raising interest rates, taxes, inflation, and the costs of living in pre-retirement and retirement have changed the landscape in ways our parents and grandparents did not have. But what if you could tap into that equity to boost your retirement income or improve your quality of life without having to make monthly payments? This is where a reverse mortgage comes in. In this blog, we’ll explore a reverse mortgage, how it works, and whether it’s the right choice for you.

Buying a home is a significant investment. Navigating through the process smoothly is exciting yet overwhelming. Homebuyers often spend countless hours searching for the right mortgage that fits their budget, needs, and dreams. What if you could have a professional guide you through the process and help you save time and money? That's precisely where a mortgage broker comes in. In this post, we'll discuss why using a mortgage broker in BC is a smart choice for homebuyers.

Buying a home is an exciting milestone in every person’s life, but it can also be one of the most significant financial investments you’ll ever make. Luckily, the Canadian government has set up several programs to help you save up for your first home, and one such option is the First Home Savings Account (FHSA).

Many families in British Columbia find themselves in a debt loop that’s hard to break. They try to pay off their mortgage faster, but then they end up accruing more credit card and line of credit debt at higher rates, which undoes any progress they’ve made. If you’re in this situation, don’t despair. There is a way to break the debt cycle and regain control of your finances. In this blog post, we’ll explore some valuable tips that can help BC homeowners get out of debt and stay debt-free.

Owning a home is a significant investment, and a mortgage is often the most significant monthly expense for homeowners. With traditional mortgages, homeowners have limited flexibility and control over their finances. However, with the Manulife One account, homeowners can be their own banker. The Manulife One account has unique features that give homeowners the ability to adapt to the ebb and flow of their finances while building wealth at their own pace. In this blog post, we'll discuss how the Manulife One account works and how it can benefit homeowners.